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Why Security Architecture Is Critical in Payment Systems

For fintech applications, security is not optional — it is essential for business continuity. This article outlines why a solid security architecture is mandatory.

Author

CCOFT Software

Fintech & Payments

Payment systems must protect sensitive user data, card details, and transaction flows. Poor security design can cause financial losses and irreversible reputational damage.

Core components include:

  • Tokenization
  • Rate limiting
  • Fraud detection integrations
  • Encryption policies
  • Zero-trust design

Proper security architecture enables compliance while preserving user experience.

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